About
Highly accomplished banking professional with over 10 years of experience in credit relationship management, trade finance, and customer insights, now seeking opportunities in Calgary, Alberta. Proven expertise in navigating complex financial regulations and driving revenue growth within Canadian and South Asian markets. Adept at optimizing operations, resolving complaints efficiently, and supporting strategic business objectives through robust financial analysis and client engagement.
Work
Panel Marketing
|Market Research Analyst (Contract)
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Summary
Delivered comprehensive competitor and demographic research insights, significantly increasing client revenue for Panel Marketing.
Highlights
Delivered competitor and demographic research insights using Co-Pilot and Google Maps, driving a 20-30% increase in client revenue.
Muslim Commercial Bank
|Relationship Manager – Trade & Credit
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Summary
Oversaw a PKR 10 billion credit portfolio for corporate clients, ensuring full compliance in import payment transactions.
Highlights
Managed a PKR 10 billion credit portfolio across four corporate clients, ensuring 100% compliance in import payment transactions.
JS Bank
|Business Banking – Relationship Associate
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Summary
Resolved complex export transactions and achieved 100% import financing repayment targets for business banking clients.
Highlights
Resolved 40+ unmarked export transactions, preventing regulatory action, while achieving 100% import financing repayment targets.
Bank AL Habib
|Area Credit Hub & Branch Trade Team
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Summary
Processed cash-backed import proposals and facility renewals, ensuring swift approvals for SME clients.
Highlights
Processed 5+ monthly cash-backed import proposals and facility renewals with 2-7 day approvals for SME clients.
Bank AL Habib
|Branch Operations Officer
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Summary
Managed branch operations, achieving high complaint resolution rates and leading critical business continuity improvements.
Highlights
Sustained 90%+ complaint resolution within target timelines and led quarterly business continuity drills, improving reporting.
Habibullah Energy Ltd
|Finance Manager
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Summary
Developed financial and feasibility models for a 10 MW solar project, guiding critical investment decisions.
Highlights
Built comprehensive feasibility and financial models for a 10 MW solar project, collaborating with directors and consultants to inform investment decisions.
JCR-VIS, Credit Rating Company
|Ratings Analyst
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Summary
Produced detailed credit rating reports and contributed to sovereign ratings for international financial entities.
Highlights
Produced 10 credit rating reports and contributed to a sovereign rating of Turkey with the International Islamic Rating Agency.
Velika Realty
|Finance Associate
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Summary
Managed accounting and grant research at Velika Realty, supporting efficient residential property acquisitions and resales.
Highlights
Researched government grants and managed accounting using Simply Accounting, directly supporting residential property acquisitions and resales.
Volunteer
Palliser Toastmasters Club
|Active Member
Summary
Actively participated in Toastmasters to enhance public speaking and leadership skills.
Education
Canadian Securities Institute
Certification
Investment Funds in Canada (IFIC)
Carleton University
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Bachelor of Arts
Economics
Skills
Commercial Credit & Relationship Management
Credit Portfolio Management, Relationship Management, Compliance Oversight, Import Financing, Corporate Clients, Timely Repayments.
Trade Finance: Export/Import Transactions
Cash-backed Import Transactions, Export Proceeds Resolution, Regulatory Action Prevention.
Customer Insights & Market Research
Competitor Analysis, Revenue Improvement, Patient Demographic Studies, Client Service Expansion.
Regulatory Compliance & Reporting
Complaint Resolution, Regulatory Timelines, Credit Rating Reports, Confidential Clients.
Financial & Feasibility Modeling
Financial Modeling, Feasibility Studies, Project Investment Decisions, Sensitivity Analysis.
Complaint Management & Process Improvement
Complaint Management, Process Improvement, Reporting Enhancement, Business Continuity, Staff Training.
Software & Tools
Oracle ORB, Simply Accounting, Microsoft 365, Google Docs, Research Platforms.