About
Highly accomplished Ph.D. economist with over 13 years of expertise in applied economic research and public finance management. Proven leader in FinTech, financial inclusion, and sustainable development research, with 15+ peer-reviewed publications and advanced quantitative skills. Seeking to drive cutting-edge research and policy design in digital finance within a global research or policy institution.
Work
Universidad del País Vasco (UPV/EHU)
|Visiting Research Collaborator
Bilbao, Basque Country, Spain
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Summary
Collaborated on ethical finance research and authored a definitive book chapter on FinTech readiness for developing economies.
Highlights
Contributed to the Ethics in Finance & Social Value (ECRI) group, focusing on ethical and inclusive financial ecosystems and research initiatives.
Authored a definitive book chapter on FinTech readiness in developing countries for Springer Nature (2021), establishing expertise in emerging market finance.
Algerian Business Performance Review (ABPR)
|Associate Editorial Board Member
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Summary
Oversaw the peer-review process for 5-15 submissions annually and collaborated on editorial and volume publication processes.
Highlights
Oversaw the peer-review process for 5-15 submissions annually in business and economics, ensuring high-quality academic content.
Collaborated with the Editor-in-Chief on editorial review and volume publication processes, enhancing journal impact and reach.
Research Center in Applied Economics for Development (CREAD)
|Senior Researcher (HDR – Accredited to Supervise Research)
Algiers, Algiers, Algeria
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Summary
Led high-impact economic research initiatives, published extensively, and directed interdisciplinary teams focused on FinTech and sustainable development.
Highlights
Published 15+ peer-reviewed articles in high-impact journals including Frontiers and Springer, significantly contributing to the academic discourse in economic research.
Spearheaded international collaborations within the EU-COST Action (FinAl), engaging 180+ global researchers to develop transparent AI frameworks.
Directed an interdisciplinary research team (IRAS) focusing on FinTech, sustainable development, and sector analysis, enhancing research output and strategic focus.
Orchestrated landmark sectoral reports on industrial innovation that directly influenced national economic strategies, demonstrating significant policy impact.
Les Cahiers du CREAD; SAGE Open; Journal of Quantitative Methods
|Advisory and Reviewing Board Member
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Summary
Provided expert peer-review for 10+ manuscripts annually across leading journals, specializing in FinTech, finance, and economics.
Highlights
Reviewed 10+ manuscripts annually for 'Les Cahiers du CREAD' (2018–Present), specializing in FinTech and financial economics.
Contributed to 'SAGE Open' (2021–Present) with a focus on FinTech and financial economics research.
Specialized in finance and economics for the 'Journal of Quantitative Methods' (2017–2020), ensuring rigorous academic standards.
International Society of Business, Economics, and Ethics (ISBEE)
|Executive Committee Member (Elected)
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Summary
Contributed to global policy discussions on ethical finance and sustainable development initiatives as an elected executive committee member.
Highlights
Contributed to global policy discussions on ethical finance and sustainable development initiatives, impacting international academic discourse.
Science for Africa Foundation (SFA)
|Research Management Consultant
Nairobi, Nairobi, Kenya
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Summary
Participated in the official launch of the first international standard for Good Research Management Practices (GRMP) released by ARSO.
Highlights
Participated in the official launch of the first international standard for Good Research Management Practices (GRMP) released by ARSO, contributing to global research governance.
Marmara University
|Visiting Associate, MACRAD
Istanbul, Istanbul, Türkiye
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Summary
Served as Visiting Associate at MACRAD, Marmara University.
Higher Institute of Science & Technology (HIST)
|Adjunct Professor of MIS
Algiers, Algiers, Algeria
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Summary
Designed and delivered a 13-week Management Information Systems curriculum, integrating real-world cases and performance-based assessments.
Highlights
Engineered a 13-week Management Information Systems (MIS) curriculum, achieving high engagement through the integration of real-world case studies.
Developed a performance-based assessment framework balancing theoretical foundations (40%) with practical case presentations (60%), enhancing student learning outcomes.
Nottingham University Business School (NUBS)
|Visiting Associate
Nottingham, England, United Kingdom of Great Britain and Northern Ireland
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Summary
Served as Visiting Associate at Nottingham University Business School (NUBS).
European Cooperation in Science & Technology
|Research Member
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Summary
Collaborated with over 180 international researchers on transparent AI in finance within the EU-COST Action 'FinAl' 19130.
Highlights
Collaborated with 180+ international researchers in Working Group 2 (Transparent AI in Finance) under the EU-COST Action 'FinAl' 19130, advancing AI framework development.
African Academy of Sciences (AAS)
|Research Management Consultant / Technical Sub-Committee Member
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Summary
Developed the Good Research Management Practices (GRMP) framework adopted by African universities and research institutions, serving on the Technical Sub-Committee.
Highlights
Developed the Good Research Management Practices (GRMP) framework, adopted by African universities and research institutions, enhancing research quality across the continent.
Served as a member of the Technical Sub-Committee (TSC) for assessment rounds of the African Standard for Research Management.
Universidad del País Vasco (UPV/EHU)
|Visiting Fellow
Bilbao, Basque Country, Spain
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Summary
Served as Visiting Fellow at Universidad del País Vasco (UPV/EHU).
Kasdi Merbah University
|Adjunct Professor of Financial & Business Management
Ouargla, Ouargla, Algeria
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Summary
Taught comprehensive financial management to 50+ students, achieving high completion rates and supervising research projects.
Highlights
Delivered a comprehensive financial management curriculum to 50+ students, resulting in a 96% course completion rate.
Supervised research and business case presentations for 30+ finance students, achieving consistently high course satisfaction scores.
Regional Budget Directorate - Finance Center
|Financial Control Officer
Ouargla, Ouargla, Algeria
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Summary
Managed public budget expenditure, ensuring regulatory compliance and identifying cost-saving opportunities through rigorous audits.
Highlights
Optimized public budget expenditure execution by enforcing strict regulatory compliance and legal discipline, ensuring fiscal integrity.
Enhanced fiscal oversight through automating reporting systems, which eliminated non-compliant transactions and reporting errors.
Identified significant cost-saving opportunities through comprehensive budget reviews and expenditure audits to optimize resource allocation.
Education
Kasdi Merbah University
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Ph.D.
Financial and Economic Studies
Kasdi Merbah University
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M.Sc.
Corporate Finance
Kasdi Merbah University
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B.Sc.
Corporate Finance
Mustapha Hafiane
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High School Diploma
Economics and Management
Awards
Young Economist Nominee
Awarded By
Lindau Nobel Laureate Meeting
Selected to participate in the Lindau Nobel Laureate Meeting among 630 global young participants, Germany, recognizing outstanding potential in economics.
1st Place, Online Sciathon
Awarded By
Nobel Council
Achieved 1st place as a member of a 5-person team in a global competition evaluated by the Nobel Council, demonstrating exceptional problem-solving and collaboration skills.
Publications
L'enseignement supérieur à distance en Algérie pendant le covid-19. In La Covid 19 en Algérie: l'enjeu de la résilience.
Published by
CREAD
L'innovation: analyse conceptuelle et aperçu de la littérature algérienne. In Enseignement supérieur, industrie et innovation.
Published by
CREAD edition
Enseignement supérieur, industrie et innovation: Constats, enjeux et défis.
Published by
CREAD edition
L'innovation dans le secteur de la sidérurgie.
Published by
CREAD
Les Mécanismes de répartition des risques dans les Partenariats Publics Privés en Algérie.
Published by
CREAD
Enseignement à distance à l'ère du Covid-19.
Published by
CREAD
L'innovation dans les entreprises du secteur de l'industrie de l'électronique en Algérie.
Published by
CREAD
Languages
Arabic
English
French
Certificates
FAIR Data Management Certification
Issued By
Arab Council for Social Sciences & UNC Chapel Hill
Data Management (Elsevier-certified)
Issued By
Elsevier
LaTeX Document Creation (AUF-sponsored)
Issued By
AUF
Advanced Statistical Practices (LAQSEF Lab)
Issued By
LAQSEF Lab
Skills
Policy & Regulation
Evidence-Based Policymaking, African Financial Ecosystems.
Leadership & Teaching
Research Project Management, PhD Supervision, Consortium Coordination, Curriculum Design, Graduate Mentorship.
Financial Economics
FinTech, Financial Inclusion, Green Finance, Risk Assessment.
Economic Research
Applied Econometrics, Panel Data Analysis, Field Studies.
Quantitative Analysis
SPSS (Multivariate Analysis), STATA (Panel Data, Time-Series), EViews, R (Regression Modeling), Python/Pandas (Data Cleaning).
Qualitative Tools
MaxQDA Pro, NVivo (Thematic Coding).
Productivity & Research Tools
Microsoft 365, Google Workspace, LaTeX (Overleaf), Zotero, Elicit, Perplexity, Scite.ai, ChatGPT.
Methodological Expertise
Literature Reviews, Systemic Analyses, Comprehensive Survey Design, Multi-Regional Data Collection, Project Reports, Book Chapters, Policy Briefings, Conference Discussions.
References
Pr. Mohamed Hamza Bengrina
Professor of Economics, University of Kasdi Merbah (Algeria) | bengrinamohamedhamza60@gmail.com
Pr. Mohamed Elhassen Allaoui
Professor of Economics, University of Kasdi Merbah (Algeria) | elhassen.allaoui@gmail.com
Dir. Nacer Eddine Bouchicha
Research Director, CREAD (Algiers, Algeria) | nacereddine.bouchicha@yahoo.fr
Pr. Meryem Duygun
Aviva Chair in Risk & Insurance, Nottingham University Business School (UK) | meryem.duygun@nottingham.ac.uk
Pr. Leire San-Jose
Professor of Finance, UPV/EHU (Spain) | Visiting Fellow, University of Huddersfield (UK) | leire.sanjose@ehu.eus
Dr. Kristina Šutienė
Associate Professor, Kaunas University of Technology (Lithuania) | COST Action FinAI Coordinator | kristina.sutiene@ktu.lt
Pr. Ali Bendob
Acting Director of Frontier Research Department, Arab Monetary Fund (Abu Dhabi, UAE) | Ali.bendob@amf.org.ae
Dr. Aziz Nafaa
Associate Researcher, Université du Québec à Trois-Rivières (Canada) | aziznafa@gmail.com
Projects
Fintech-driven Economic Development in Africa
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Summary
Directed a research team investigating the impact of Fintech on inclusive finance within the Algerian context, spearheading conceptualization, interdisciplinary coordination, and policy recommendation formulation.
Financial Obstacles to Female Entrepreneurship
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Summary
Designed a robust research framework to analyze and mitigate financial obstacles facing female-led SMEs.
Links between Scientific Research & Industry in Algeria
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Summary
Co-developed mixed-method survey instruments and conducted advanced quantitative analysis to identify critical barriers to academic-industry collaboration.
Distance Higher Education During COVID-19
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Summary
Co-conducted large-scale data collection from over 3,000 participants (2,000 lecturers and 1,000 students) and authored two peer-reviewed publications on emergency remote teaching.
Innovation in the Steel and Electronics Sectors
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Summary
Designed tailored fieldwork instruments for Algerian industries and produced a high-impact sectoral report that influenced national innovation strategy.
Public-Private Partnerships (PPP) Risk-Sharing
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Summary
Co-analyzed fieldwork results, contributed to the final technical report for national development agencies, and co-authored a book chapter on PPP best practices.