FAITH O. OSARO

Banking Operations & Customer Service Leader
Lagos, NG.

About

Highly accomplished Banking Operations and Customer Service Leader with over 5 years of progressive experience driving efficiency, mitigating risk, and enhancing client satisfaction within high-volume financial environments. Proven expertise in managing daily cash flows up to ₦70M, preventing over ₦50M in potential fraud, and optimizing reconciliation processes by 99%+. Adept at supervising teams, implementing robust internal controls, and leveraging core banking applications to ensure audit readiness and operational excellence.

Work

Polaris Bank Limited
|

Cash Officer/ Head Customer Care

Lagos, Lagos State, Nigeria

Summary

Drove comprehensive cash operations and customer service initiatives for a high-traffic retail branch, overseeing daily cash flows and a team of 6 tellers.

Highlights

Managed daily cash flows ranging from ₦40M to ₦70M, optimizing liquidity and ensuring accurate reconciliation while supervising and mentoring a team of 6 tellers.

Reduced vault discrepancies by 40% through enhanced verification protocols, significantly improving financial accuracy and control.

Prevented over ₦20M in potential fraud losses by implementing vigilant monitoring and robust internal control measures.

Redesigned and optimized the end-of-day reconciliation workflow, improving efficiency and data integrity for branch operations.

Served as the final escalation point for complex customer service issues, resolving critical concerns and enhancing client satisfaction.

Guaranty Trust Bank
|

Transaction Service Supervisor

Lagos, Lagos State, Nigeria

Summary

Supervised transaction services, vault operations, and ATM management, ensuring operational efficiency, compliance, and fraud prevention.

Highlights

Achieved and maintained 99.2% ATM uptime, significantly enhancing customer access and service reliability across multiple locations.

Prevented over ₦30M in potential fraud losses through proactive monitoring and robust security protocols, safeguarding institutional assets.

Ensured over 99% reconciliation accuracy across all transactions, minimizing discrepancies and strengthening financial controls.

Drove a 35% efficiency improvement in key operational processes, optimizing resource utilization and workflow management.

Achieved a record of zero major audit findings across multiple internal and external audits, demonstrating robust compliance and operational integrity.

Education

Ahmadu Bello University, Zaria
Zaria, Kaduna State, Nigeria

Master of Business Administration (MBA)

Business Administration

University of Benin, Edo state
Benin City, Edo State, Nigeria

BSc

Industrial Chemistry

Bay Flowers Intl School
N/A, N/A, Nigeria

Certificate

Senior Secondary School

Languages

English
Edo

Certificates

Associate of Chartered Institute of Bankers (ACIB)

Issued By

Chartered Institute of Bankers of Nigeria

Health and Safety (HSE)

Issued By

Skills Edge Nigerian Limited

Project Management Professional (PMP)

Issued By

Skills Edge Nigerian Limited

Customer Service and Relationship Management (CSRM)

Issued By

Skills Edge Nigerian Limited

Skills

Operations Management

Branch Operations, Cash & Vault Management, Transaction Authorization & Oversight, Liquidity Optimization, End-of-Day Reconciliation, Audit Readiness, Internal Controls.

Risk Management & Compliance

Compliance Monitoring, Fraud Detection & Prevention, Risk Control Implementation.

Leadership & Team Management

Team Supervision & Development, Performance Management.

Customer Service Excellence

Service Delivery Standards, Complaint Resolution, Queue Management.

Technical Skills

Microsoft Excel (Advanced), Core Banking Applications, ATM & E-Channel Operations, PowerPoint, Documentation & Reporting Systems.

Interests

Hobbies

Chess, Scrabble, Reading, Music, Travel.

References

References

Available upon request