Developed and deployed a high-performing Credit Risk Scorecard for Used Car Loans (UCL) using XGBoost, increasing the approval rate by 13% and reducing Non-Performing Assets (NPA) by 2% for a ₹3000Cr portfolio.
Built a Decision Tree Banking Scorecard for Open Market Personal Loans (OMPL), leveraging structured and unstructured financial data to enhance risk assessment, increasing acceptance by 3% while reducing the event rate.
Designed an end-to-end Logistic Regression pipeline, incorporating IV/CSI calculations, correlation analysis, and Recursive Feature Elimination (RFE), which reduced feature selection time by 70%.
Architected a plug-and-play framework for automated reporting, reducing development time by 90% and streamlining data delivery.
Developed an AI agent for analyzing call center recordings, extracting customer sentiment, and providing real-time suggestions to enhance agent performance and customer experience.
Engineered an NLP-powered automation pipeline to extract, parse, and standardize financial statements (PDFs, ZIPs), reducing manual processing time by 85% and improving feature engineering efficiency for the UBL Scorecard.